Best Budgeting Software for Small Businesses (Free & Paid)

Budgeting software is essential for small businesses looking to manage their finances effectively and make informed decisions. These tools provide a structured approach to tracking income, expenses, and financial goals, enabling businesses to create realistic budgets and monitor their financial health. By automating calculations and offering real-time insights, budgeting software helps small business owners identify trends, allocate resources efficiently, and prepare for future growth. Many solutions come equipped with features like expense tracking, forecasting, and reporting, making it easier to analyze financial data and adjust budgets as necessary. In this research, we will explore the top budgeting software for small businesses, focusing on their key features, pricing, and how they can empower business owners to achieve their financial objectives.

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Last Updated: October 01, 2025

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373 Software

Popular Picks in Budgeting Software

Xero

Xero

   (4.5)

$29 Per month

Quicken

Quicken

$5.99 Per month

Workday Adaptive Planning

Workday Adaptive Planning

Contact Vendor

YNAB (You Need A Budget)

YNAB (You Need A Budget)

$9.08 Per month

List of Top Budgeting Software for Small Businesses

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JMServices Job System Pro is a comprehensive Business Management Software tailored for service-based businesses seeking to streamline their operations, enhance customer satisfaction, and drive growth. It offers a robust platform for managing job scheduling, tracking project progress, invoicing, and maintaining customer relationships, ensuring that businesses can operate efficiently and deliver exc... Read more about JMServices Job System Pro

Free Trial

Available

Pricing Type

$20 Per user

Location

United Kingdom

AS2 Seller is a workflow management software that streamlines business operations by automating and organizing workflows. With AS2 Seller, businesses can create custom workflows for tasks such as order processing, inventory management, and customer service, enhancing productivity and reducing manual errors. The software’s drag-and-drop workflow builder allows users to design processes that align... Read more about AS2 Seller

Free Trial

NA

Pricing Type

Contact Vendor

Location

Ecuador

Mondelio is a comprehensive budgeting software designed to help businesses efficiently manage their financial planning and budgeting processes. With its intuitive interface, Mondelio simplifies the creation of detailed budgets by providing customizable templates and powerful forecasting tools. The software allows businesses to track income, expenses, and variances, enabling real-time adjustments t... Read more about Mondelio

Free Trial

NA

Pricing Type

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Location

Australia

SINCO ADPRO is a powerful construction management software that helps contractors, project managers, and construction firms oversee every phase of a project, from planning and budgeting to execution and completion. This all-in-one platform provides essential tools to track project timelines, manage resources, handle procurement, and ensure compliance with regulations. SINCO ADPRO’s real-time rep... Read more about SINCO ADPRO

Free Trial

Available

Pricing Type

$2700000 Per month

Location

Colombia

Aimplan is a comprehensive budgeting software designed to help businesses manage their finances, plan their budgets, and track expenditures with ease. The software provides a user-friendly platform for creating and managing detailed budgets, allocating funds to different departments or projects, and monitoring financial performance. With Aimplan, businesses can automate budgeting workflows, ensuri... Read more about Aimplan

Free Trial

NA

Pricing Type

Contact Vendor

Location

Sweden

CloudBudget is a comprehensive business process management software designed to help organizations optimize their budgeting and financial planning processes. This innovative platform offers user-friendly tools for creating, tracking, and managing budgets across departments, ensuring a streamlined financial workflow. With CloudBudget, users can easily input financial data, generate forecasts, and a... Read more about CloudBudget

Free Trial

Available

Pricing Type

$60 Per user

Location

United States

CashFlowMapper is a comprehensive Financial Reporting Software designed to help businesses manage and analyze their financial data effectively. It offers a robust platform for tracking cash flow, generating financial statements, and creating detailed reports, ensuring accurate and timely financial management. CashFlowMapper features an intuitive dashboard that provides real-time insights into reve... Read more about CashFlowMapper

Free Trial

Available

Pricing Type

$55 Per month

Location

Australia

Web Project Builder is an intuitive budgeting software designed to simplify financial planning and project management. By offering tools for setting budgets, tracking expenses, and monitoring financial progress, Web Project Builder provides businesses with control over project costs. The software allows teams to allocate resources effectively and make data-driven decisions to stay within budget. W... Read more about Web Project Builder

Free Trial

NA

Pricing Type

$27 Per feautre

Location

India

PyanGo is a comprehensive accounting software tailored to streamline financial management for businesses, particularly those in complex financial sectors like nonprofits and government agencies. The software includes tools for budgeting, reporting, and expense tracking, allowing organizations to manage finances efficiently and transparently. PyanGo's intuitive interface simplifies accounting proce... Read more about PyanGo

Free Trial

NA

Pricing Type

$8000 Per user

Location

United States

VisualOrc is a sophisticated budgeting software designed to help businesses of all sizes manage their finances, allocate resources effectively, and plan for future growth. The platform offers a range of tools that make it easy to create and track budgets, forecast expenses, and monitor cash flow in real time. VisualOrc’s intuitive interface allows users to build customizable budgets by departmen... Read more about VisualOrc

Free Trial

NA

Pricing Type

Contact Vendor

Location

Portugal

Valoptia.ABC is a job costing software designed to help businesses track and manage costs associated with specific jobs or projects. Valoptia.ABC provides tools for capturing direct and indirect costs, such as labor, materials, and overhead, enabling businesses to accurately calculate profitability. The software allows users to allocate costs based on specific activities, providing a detailed brea... Read more about Valoptia.ABC

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

Cloqqa is a sophisticated budgeting software designed to help businesses manage their finances with precision and ease. It offers a comprehensive suite of features including budget creation, expense tracking, forecasting, and financial reporting, ensuring that all aspects of financial planning and management are seamlessly integrated. Cloqqa's intuitive interface allows users to create detailed bu... Read more about Cloqqa

Free Trial

NA

Pricing Type

Contact Vendor

Location

Finland

Gemgloo is a powerful enterprise resource planning (ERP) software designed to help businesses integrate and streamline their operations across various departments. From inventory management to customer relationship management (CRM), financial accounting, and human resources, Gemgloo offers a comprehensive solution that unifies all essential business functions in one platform. The software’s user... Read more about Gemgloo

Free Trial

NA

Pricing Type

Contact Vendor

Location

Bolivia

Bicxo is a powerful business intelligence (BI) software solution designed to help organizations analyze data and make informed, data-driven decisions. The software provides tools for data visualization, reporting, and analytics, enabling businesses to extract actionable insights from large volumes of data. Bicxo integrates with a wide range of data sources, including databases, cloud platforms, an... Read more about Bicxo

Free Trial

NA

Pricing Type

$200 Per feautre

Location

India

budget4cast is a specialized construction management software designed to streamline project budgeting, forecasting, and financial tracking for construction companies. The platform provides tools for creating detailed project budgets, managing expenses, and generating forecasts based on real-time data. budget4cast allows users to monitor project performance against budgets, track variances, and an... Read more about budget4cast

Free Trial

Available

Pricing Type

$49 Per month

Location

United States

Vaultbox is a cloud storage solution designed to provide businesses and individuals with secure, scalable, and easily accessible storage for their digital assets. Whether it’s documents, media files, or databases, Vaultbox offers a secure environment to store and organize files, ensuring that data is protected from unauthorized access or loss. The platform uses advanced encryption techniques to ... Read more about vaultbox

Free Trial

NA

Pricing Type

$4.99 Per user

Location

Singapore

Spreadware Budgeting is a flexible and user-friendly budgeting software designed to help businesses streamline their financial planning and budget management. The platform offers advanced tools for creating and managing budgets, forecasting financial outcomes, and analyzing performance against set goals. Spreadware Budgeting provides customizable templates and reports, making it easy for finance t... Read more about Spreadware Budgeting

Free Trial

NA

Pricing Type

$289 Per user

Location

United States

FD4Cast is an advanced budgeting software designed to streamline financial planning and forecasting for organizations. This powerful platform provides tools for creating, managing, and analyzing budgets, enabling users to make data-driven decisions. With its user-friendly interface, FD4Cast allows organizations to input financial data, generate reports, and collaborate on budgeting processes seaml... Read more about FD4Cast

Free Trial

Available

Pricing Type

Contact Vendor

Location

United Kingdom

Fluxus is a powerful financial reporting software designed to streamline and enhance the financial analysis and reporting processes for businesses of all sizes. It offers a comprehensive suite of tools for creating, managing, and distributing financial reports with ease and accuracy. Fluxus’s intuitive interface allows users to automate data collection from multiple sources, including accounting... Read more about Fluxus

Free Trial

Available

Pricing Type

$258 Per user

Location

Italy

FinanEDI is a billing and invoicing software designed to streamline the financial processes of businesses by automating invoicing, payment tracking, and financial reporting. Whether you’re a freelancer, small business owner, or part of a larger enterprise, FinanEDI helps you create professional invoices and send them to clients in just a few clicks. The software allows for customizable invoice t... Read more about FinanEDI

Free Trial

Available

Pricing Type

Contact Vendor

Location

Spain

Procurics is a sophisticated inventory management software designed to help businesses streamline their procurement processes and manage stock levels effectively. This platform provides comprehensive tools for tracking inventory, managing supplier relationships, and optimizing purchasing decisions seamlessly. With its user-friendly interface, users can easily monitor stock levels, set reorder aler... Read more about Procurics

Free Trial

Available

Pricing Type

$55 Per feautre

Location

United Arab Emirates

Six Degrees Planning is a sophisticated budgeting software designed to help organizations streamline their financial planning and analysis processes. This platform provides comprehensive tools for creating budgets, forecasting revenues, and tracking expenditures seamlessly. With its user-friendly interface, users can easily collaborate on budget proposals, monitor variances, and generate insightfu... Read more about Six Degrees Planning

Free Trial

Available

Pricing Type

$1000 Per one-time

Location

New Zealand

Receipt Catcher EVO is an advanced expense report software designed to streamline the process of tracking and managing expenses for businesses and individuals alike. This innovative platform allows users to capture, organize, and categorize receipts with ease, simplifying the task of expense management. With Receipt Catcher EVO, users can quickly upload receipts using their mobile devices, elimina... Read more about Receipt Catcher EVO

Free Trial

Available

Pricing Type

$2.99 Per feautre

Location

United States

PivotXL is a powerful accounting software designed to simplify financial management for businesses of all sizes. The platform offers tools for bookkeeping, invoicing, budgeting, and financial reporting, providing users with a comprehensive view of their financial health. With its user-friendly interface, PivotXL allows users to manage their accounts efficiently, track expenses, and generate accura... Read more about PivotXL

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

AutoCFO is a financial reporting software designed to automate the process of generating accurate and timely financial statements. The platform streamlines accounting and reporting tasks by integrating with existing financial systems and automatically pulling data to create customized reports. AutoCFO offers features such as balance sheets, profit and loss statements, and cash flow reports, helpin... Read more about AutoCFO

Free Trial

Available

Pricing Type

$79 Per user

Location

United States

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