Best Budgeting Software for Small Businesses (Free & Paid)

Budgeting software is essential for small businesses looking to manage their finances effectively and make informed decisions. These tools provide a structured approach to tracking income, expenses, and financial goals, enabling businesses to create realistic budgets and monitor their financial health. By automating calculations and offering real-time insights, budgeting software helps small business owners identify trends, allocate resources efficiently, and prepare for future growth. Many solutions come equipped with features like expense tracking, forecasting, and reporting, making it easier to analyze financial data and adjust budgets as necessary. In this research, we will explore the top budgeting software for small businesses, focusing on their key features, pricing, and how they can empower business owners to achieve their financial objectives.

  • 4.4 avg. rating from 833 reviews

Last Updated: October 01, 2025

  • All Software All Software

373 Software

Popular Picks in Budgeting Software

Xero

Xero

   (4.5)

$29 Per month

Quicken

Quicken

$5.99 Per month

Workday Adaptive Planning

Workday Adaptive Planning

Contact Vendor

YNAB (You Need A Budget)

YNAB (You Need A Budget)

$9.08 Per month

List of Top Budgeting Software for Small Businesses

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

No Features

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Budgeting Software that is:

BizForecast is a powerful reporting software designed to help organizations make data-driven decisions by providing comprehensive insights into their business performance. This platform enables users to create customized reports and dashboards that visualize key performance indicators (KPIs) and trends across various departments. With its intuitive interface, BizForecast allows users to import dat... Read more about BizForecast

Free Trial

NA

Pricing Type

Contact Vendor

Location

Japan

Tidely is a comprehensive financial management platform designed for businesses of all sizes. It simplifies financial planning, budgeting, and forecasting through real-time analytics and insights. With Tidely, businesses can monitor cash flow, track expenses, and create detailed financial reports with ease. The software provides a centralized dashboard, enabling users to access essential financial... Read more about Tidely

Free Trial

Available

Pricing Type

$45 Per year

Location

Germany

Forecastr is a financial management software that helps businesses forecast revenue, manage budgets, and track financial performance. This platform provides tools for financial modeling, scenario planning, and cash flow analysis, enabling businesses to prepare for future challenges and opportunities. Forecastr’s user-friendly interface allows users to create custom financial projections, analyze... Read more about Forecastr

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Profitbase EPM is a powerful business intelligence software designed to help organizations optimize their financial performance and strategic planning. This platform offers tools for data analysis, budgeting, forecasting, and reporting, enabling businesses to make informed decisions based on real-time insights. With features like interactive dashboards, customizable reports, and data visualization... Read more about Profitbase EPM

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Triskell PPM (Project Portfolio Management) is a powerful project management software designed to help organizations manage portfolios, programs, and projects with greater efficiency. The software provides tools for planning, prioritizing, and executing projects while aligning them with the organization’s strategic objectives. Triskell PPM offers features for resource management, budgeting, risk... Read more about Triskell PPM

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Cash Flow Frog is an innovative budgeting software designed to help businesses manage their cash flow effectively. This platform offers a range of tools for budgeting, forecasting, and financial analysis, enabling users to make informed decisions about their finances. With Cash Flow Frog, organizations can easily create budgets, track income and expenses, and generate detailed reports that provide... Read more about Cash Flow Frog

Free Trial

Available

Pricing Type

$29 Per feautre

Location

United States

Limelight is a user-friendly accounting software designed to simplify financial management for small and medium-sized businesses. This platform provides essential tools for tracking income and expenses, generating invoices, and managing payroll, ensuring that businesses can maintain accurate financial records with ease. With Limelight, users can easily categorize transactions, monitor cash flow, a... Read more about Limelight

Free Trial

NA

Pricing Type

$1400 Per month

Location

Canada

Scoreplan is a comprehensive project management software designed to help teams plan, execute, and monitor projects effectively. The platform provides a range of tools for task management, resource allocation, budgeting, and reporting, enabling users to create detailed project plans and ensure alignment with strategic goals. Scoreplan’s intuitive interface facilitates collaboration among team me... Read more about Scoreplan

Free Trial

Available

Pricing Type

Contact Vendor

Location

Brazil

Pentalogic PivotPoint is an advanced financial reporting software designed to provide organizations with powerful tools for analyzing financial data and generating comprehensive reports. This platform enables users to create customizable financial statements, budgets, and forecasts with ease, ensuring that key stakeholders have access to accurate and timely information. With PivotPoint, finance te... Read more about Pentalogic PivotPoint

Free Trial

NA

Pricing Type

$199 Per user

Location

United Kingdom

All-in-One AP, AR and Cash Flow Management

Centime is a modern platform changing how businesses handle their financial processes. This easy-to-use tool focuses on making expense management simple, ensuring things are accurate and smooth. Forget about the complexities of doing expenses manually—Centime takes over and does it all for you. Its straightforward interface is designed for everyone, making tracking expenses a breeze. Whether han... Read more about Centime

Free Trial

Available

Pricing Type

$149 Per month

Location

United States

Yanomo is an innovative billing and invoicing software designed to simplify financial management for businesses of all sizes. This platform provides tools for creating and sending professional invoices, tracking payments, and managing recurring billing. With features like customizable invoice templates and automated payment reminders, Yanomo enhances the billing process and helps businesses get pa... Read more about Yanomo

Free Trial

Available

Pricing Type

$6 Per feautre

Location

Netherlands

Syft Analytics is a powerful financial reporting software designed to simplify the complexities of financial analysis. Offering a user-friendly interface, Syft allows businesses to create comprehensive reports effortlessly, transforming raw data into actionable insights. The software integrates with various accounting systems, ensuring that financial information is accurate and up-to-date. Users c... Read more about Syft Analytics

Free Trial

Available

Pricing Type

$19 Per month

Location

United States

ISPnext is an innovative spend management software designed to help businesses optimize their procurement, spending, and financial reporting processes. This platform provides a comprehensive suite of tools that enable organizations to gain better visibility into their expenses, streamline purchasing workflows, and ensure compliance with budgetary constraints. ISPnext allows businesses to track, ma... Read more about ISPnext

Free Trial

NA

Pricing Type

Contact Vendor

Location

Netherlands

Targetvue is a budgeting software solution designed to help businesses effectively plan, manage, and track their financial resources. With Targetvue, organizations can create detailed budgets, allocate resources, and monitor spending across departments and projects. The software offers an intuitive interface that simplifies the process of setting up budgets and provides real-time visibility into f... Read more about Targetvue

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

A cloud-based budgeting and forecasting software

BudgetPak is a user-friendly budgeting tool designed to simplify financial management for individuals and businesses. With an intuitive interface, it enables users to easily create and track budgets. The software offers customizable categories for income and expenses, allowing users to tailor their budgets to specific needs. BudgetPak also provides insightful reports and visualizations, offering a... Read more about BudgetPak

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Uncover the Truth in the Numbers

ProcurePort is a cutting-edge auction software designed to streamline the procurement process for organizations. This innovative platform enables users to conduct online auctions and reverse auctions, allowing for competitive bidding that results in cost savings and improved vendor relationships. With ProcurePort, organizations can easily create and manage auction events, invite suppliers to parti... Read more about ProcurePort

Free Trial

Available

Pricing Type

$199 Per user

Location

United States

ProForecast is a comprehensive financial reporting software that helps businesses plan, analyze, and manage their financial performance. The platform offers powerful forecasting tools, enabling users to create detailed budgets, cash flow projections, and financial models with ease. ProForecast’s collaborative features allow teams to work together in realtime, improving transparency and decisionm... Read more about ProForecast

Free Trial

NA

Pricing Type

$200 Per user

Location

United Kingdom

Lebesgue is an advanced marketing analytics software that helps businesses optimize their digital marketing strategies through data-driven insights. The platform enables marketers to measure the performance of their marketing campaigns across multiple channels, including social media, email, paid ads, and content marketing. Lebesgue's AI-powered tools analyze vast amounts of marketing data to iden... Read more about Lebesgue

Free Trial

Available

Pricing Type

Contact Vendor

Location

Croatia

Stratex Online is a cloud-based budgeting software that helps businesses plan, manage, and track their financial performance with ease. The platform allows users to create detailed budgets, forecast future financials, and monitor spending across departments and projects. Stratex Online includes tools for generating financial reports, comparing actual vs. budgeted expenses, and identifying cost-sav... Read more about Stratex Online

Free Trial

Available

Pricing Type

Contact Vendor

Location

Australia

The Global Spend and Procurement Platform

PayEm is an innovative global payroll and workforce management software. It is designed and developed to simplify international payroll processes for businesses. With its easy-to-navigate interface, businesses can streamline their payroll operations while ensuring compliance and accuracy. The platform excels at managing multi-country payroll, addressing complexities associated with diverse tax reg... Read more about PayEm

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Flexible FP&A Software

OnPlan is an extraordinary FP&A (Financial Planning and Analysis) software. This comprehensive tool is tailored to elevate financial management within organizations. It acts as a central hub for strategic financial planning, budgeting, and forecasting. OnPlan's intuitive interface simplifies complex financial processes, allowing users to create detailed financial models efficiently. The platform e... Read more about OnPlan

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

All-in one business planning tool

IdeaBuddy is intuitive planning software designed to transform your business idea into a financially viable plan. It offers a guided framework that helps entrepreneurs, startups, and educators develop, validate, and structure ideas into actionable, investment-ready business plans. With customizable templates, financial forecasting tools, and AI assistance, IdeaBuddy streamlines complex pl... Read more about IdeaBuddy

Free Trial

15 Days

Pricing Type

Contact Vendor

Location

Serbia

Decimal Suite is a comprehensive budgeting software that helps businesses automate their financial planning and budgeting processes. The platform offers tools for creating detailed budgets, tracking expenses, and generating accurate forecasts. Decimal Suite provides real-time financial data, allowing businesses to monitor budget performance and adjust plans as needed. Its user-friendly interface a... Read more about Decimal Suite

Free Trial

NA

Pricing Type

Contact Vendor

Location

Canada

Prophecy is a sophisticated budgeting software designed to help organizations manage their financial planning and forecasting processes effectively. This platform provides comprehensive tools for creating budgets, tracking expenses, and analyzing financial performance. Users can easily input data, define budgeting parameters, and generate detailed reports that provide insights into financial healt... Read more about Prophecy

Free Trial

NA

Pricing Type

$3800 Per feautre

Location

United Kingdom

MoneyMinder is a specialized Nonprofit Accounting Software designed to streamline financial management for nonprofit organizations. Featuring an intuitive interface, MoneyMinder allows users to manage donations, grants, and expenses with ease, ensuring accurate and transparent financial tracking. The software includes robust tools for budgeting, financial reporting, and fund accounting, enabling n... Read more about MoneyMinder

Free Trial

Available

Pricing Type

$199 Per year

Location

United States

No buyer guide found.