Best Budgeting Software for Small Businesses (Free & Paid)

Budgeting software is essential for small businesses looking to manage their finances effectively and make informed decisions. These tools provide a structured approach to tracking income, expenses, and financial goals, enabling businesses to create realistic budgets and monitor their financial health. By automating calculations and offering real-time insights, budgeting software helps small business owners identify trends, allocate resources efficiently, and prepare for future growth. Many solutions come equipped with features like expense tracking, forecasting, and reporting, making it easier to analyze financial data and adjust budgets as necessary. In this research, we will explore the top budgeting software for small businesses, focusing on their key features, pricing, and how they can empower business owners to achieve their financial objectives.

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Last Updated: October 01, 2025

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373 Software

Popular Picks in Budgeting Software

Xero

Xero

   (4.5)

$29 Per month

Quicken

Quicken

$5.99 Per month

Workday Adaptive Planning

Workday Adaptive Planning

Contact Vendor

YNAB (You Need A Budget)

YNAB (You Need A Budget)

$9.08 Per month

List of Top Budgeting Software for Small Businesses

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Martus is a specialized budgeting software designed to help organizations efficiently manage their financial planning and resource allocation. This user-friendly platform provides a comprehensive suite of tools for creating, tracking, and analyzing budgets, ensuring that organizations can make informed financial decisions. With Martus, users can easily develop detailed budgets, monitor actual expe... Read more about Martus

Free Trial

NA

Pricing Type

$3200 Per feautre

Location

United States

4CastPro is an advanced budgeting software designed to enhance financial planning and management for organizations. This comprehensive platform offers tools for creating, tracking, and analyzing budgets, enabling users to make informed financial decisions. With its user-friendly interface, 4CastPro allows organizations to input financial data, generate reports, and collaborate on budgeting process... Read more about 4CastPro

Free Trial

Available

Pricing Type

$34.4 Per feautre

Location

United Kingdom

GIDE Financial Modelling Suite is a comprehensive financial reporting software designed to enhance decision-making and financial planning for organizations. The platform offers robust tools for creating detailed financial models, forecasting, and budgeting, enabling finance professionals to analyze data effectively. With its user-friendly interface, users can easily input data, create dynamic repo... Read more about GIDE Financial Modelling Suite

Free Trial

Available

Pricing Type

Contact Vendor

Location

United Kingdom

Accurants is a comprehensive accounting software designed to streamline financial management for businesses of all sizes. It offers a robust platform for handling bookkeeping, invoicing, payroll, and financial reporting with precision and efficiency. Accurants’ intuitive interface allows users to manage accounts payable and receivable, track expenses, and generate detailed financial statements e... Read more about Accurants

Free Trial

Available

Pricing Type

$15 Per user

Location

United States

Ganacos is an advanced budgeting software designed to streamline financial planning and analysis for businesses. With its powerful forecasting and simulation tools, Ganacos allows users to create detailed budgets, predict future cash flows, and model various financial scenarios. The platform offers a highly flexible interface, enabling businesses to customize budgeting templates to fit their speci... Read more about Ganacos

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

The IFRS 17 Solution Suite is a specialized financial reporting software designed to assist organizations in complying with the International Financial Reporting Standards (IFRS) 17 requirements. This platform provides comprehensive tools for managing insurance contracts, calculating liabilities, and producing accurate financial statements. With features such as automated data extraction, reportin... Read more about IFRS 17 Solution Suite

Free Trial

NA

Pricing Type

$50000 Per user

Location

Switzerland

Neeyamo is a comprehensive human resource software designed to manage all aspects of HR functions, including payroll, benefits administration, talent management, and employee engagement. This platform helps businesses automate routine HR processes, improving efficiency and reducing manual workloads. With Neeyamo, HR teams can easily track employee records, manage onboarding, and ensure compliance ... Read more about Neeyamo

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

Edstruments is a remote work software designed to enhance collaboration and productivity for distributed teams. The platform provides businesses with tools to manage workflows, track projects, and communicate effectively with remote employees. Edstruments includes features like video conferencing, chat, task management, and file sharing, enabling teams to stay connected and work seamlessly regardl... Read more about Edstruments

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

SiS ERP Construccion is an ERP software tailored for the construction industry, providing tools for project management, financial tracking, and resource allocation. The platform enables construction companies to manage budgets, track expenses, and monitor project timelines, ensuring efficient project execution. SiS ERP Construccion includes modules for managing contracts, supplier relationships, a... Read more about SiS ERP Construccion

Free Trial

Available

Pricing Type

Contact Vendor

Location

Spain

Trace Spend is a business process management (BPM) software that helps organizations manage spending, track expenses, and optimize resource allocation. The platform provides tools for setting up approval workflows, tracking spending patterns, and analyzing financial data, ensuring budget adherence and cost control. Trace Spend’s analytics deliver insights into spending trends, budget variances, ... Read more about Trace Spend

Free Trial

NA

Pricing Type

$325 Per month

Location

United States

Info-tech Accounting is a comprehensive accounting software designed to help businesses manage their financial operations efficiently. The platform offers a wide range of features for invoicing, expense tracking, payroll management, and financial reporting. With Info-tech Accounting, businesses can easily create and send professional invoices, manage accounts payable and receivable, and track expe... Read more about Info-tech Accounting

Free Trial

NA

Pricing Type

Contact Vendor

Location

Australia

SubFi is a competitive intelligence software that allows businesses to gather, analyze, and act on market insights. It helps companies monitor competitors’ strategies, pricing, and customer reviews, providing valuable data to inform business decisions. SubFi’s real-time alerts notify users of relevant updates in the market, enabling proactive responses to competitive changes. The software’s ... Read more about SubFi

Free Trial

NA

Pricing Type

$418 Per month

Location

Japan

OFFOLIO is a project portfolio management software designed to help organizations manage multiple projects, allocate resources, and monitor progress across departments. The platform provides tools for setting project priorities, assigning tasks, and tracking deadlines, ensuring that resources are aligned with strategic goals. OFFOLIO’s dashboard offers real-time insights into project status, res... Read more about OFFOLIO

Free Trial

NA

Pricing Type

$35 Per user

Location

France

MarketingOne is a workflow management software designed to streamline and optimize marketing operations, helping marketing teams plan, execute, and track their campaigns efficiently. With a user-friendly interface, MarketingOne provides tools to automate routine marketing tasks, manage content approvals, and ensure that all team members stay aligned with project goals. The software’s robust trac... Read more about MarketingOne

Free Trial

NA

Pricing Type

Contact Vendor

Location

Netherlands

Flowie is a versatile billing and invoicing software designed to simplify the financial management process for businesses of all sizes. It offers an intuitive interface that allows users to easily generate professional invoices, track payments, and manage recurring billing. Flowie supports a variety of payment methods, including credit cards, PayPal, and bank transfers, providing flexibility for b... Read more about Flowie

Free Trial

Available

Pricing Type

Contact Vendor

Location

France

FinWise is a comprehensive financial management software designed to help businesses of all sizes track and optimize their financial operations. With features such as budgeting, expense tracking, invoicing, and financial reporting, FinWise enables businesses to stay on top of their cash flow and make informed financial decisions. The software integrates with banking systems, allowing businesses to... Read more about FinWise

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

macs Controlling Software is a powerful financial reporting tool designed to help businesses monitor their financial performance and make informed decisions. This comprehensive platform offers tools for budgeting, forecasting, and variance analysis, ensuring organizations can effectively manage their financial resources. With its intuitive interface, macs Controlling Software allows users to creat... Read more about macs Controlling Software

Free Trial

NA

Pricing Type

$10000 Per user

Location

United States

FinPro is a sophisticated Financial Reporting Software designed to help businesses create, manage, and analyze their financial reports with precision and ease. Featuring an intuitive platform, FinPro allows users to generate detailed financial statements, budgets, and forecasts, ensuring accurate and timely financial insights. The software includes robust tools for data consolidation, automated re... Read more about FinPro

Free Trial

NA

Pricing Type

$1000 Per feautre

Location

United States

MODLR is an advanced financial reporting software designed to enhance financial planning, analysis, and reporting for organizations. This platform provides tools for creating financial models, forecasting, and generating reports seamlessly. With its user-friendly interface, MODLR allows finance teams to collaborate on budgets, track performance, and analyze financial data effectively. The software... Read more about MODLR

Free Trial

Available

Pricing Type

$30 Per user

Location

Australia

Qotid is a Business Intelligence (BI) software that empowers organizations to transform raw data into actionable insights. It provides a range of analytics tools for visualizing data, identifying trends, and making data-driven decisions. Qotid’s customizable dashboards allow users to monitor key performance indicators (KPIs) and generate reports tailored to their specific business needs. The sof... Read more about Qotid

Free Trial

Available

Pricing Type

Contact Vendor

Location

France

Die Agenturverwaltung is a versatile project management software designed specifically for creative agencies and businesses handling multiple client projects. It offers a comprehensive suite of tools that streamline workflow, from task delegation and resource management to tracking time and monitoring progress. The platform is highly customizable, allowing users to set project stages, assign roles... Read more about Die Agenturverwaltung

Free Trial

Available

Pricing Type

$19 Per user

Location

Germany

Gest4U is an accounting software designed to help small businesses manage their financial operations with ease. The platform offers tools for invoicing, expense tracking, and financial reporting. Gest4U enables users to manage accounts payable and receivable, track payments, and generate invoices with customizable templates. The software also includes features for bank reconciliation, tax calculat... Read more about Gest4U

Free Trial

Available

Pricing Type

$24 Per month

Location

France

Visual Cash Focus is a robust financial reporting software designed to enhance financial analysis and decision-making for businesses. This powerful platform provides tools for generating detailed financial reports, tracking key performance indicators, and analyzing cash flow. With features such as customizable dashboards, real-time analytics, and automated reporting, Visual Cash Focus improves ope... Read more about Visual Cash Focus

Free Trial

Available

Pricing Type

$995 Per feautre

Location

Australia

Infosuite is an advanced business intelligence software designed to help organizations transform data into actionable insights. This platform provides tools for data integration, visualization, and analysis, enabling users to make informed decisions based on real-time information. With features such as customizable dashboards, interactive reports, and predictive analytics, Infosuite empowers busin... Read more about Infosuite

Free Trial

Available

Pricing Type

$350 Per user

Location

Denmark

DataSmart is a cutting-edge financial reporting software designed to help businesses automate and streamline the process of generating accurate, comprehensive financial reports. With its intuitive interface, DataSmart allows financial teams to consolidate data from multiple sources and create reports that comply with accounting standards and regulations. The software offers real-time financial ana... Read more about DataSmart

Free Trial

NA

Pricing Type

Contact Vendor

Location

Italy

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