Best Accounts Receivable Software for Small Businesses (Free & Paid)

Efficient accounts receivable management is essential for small businesses to maintain a healthy cash flow and ensure timely payments from customers. Accounts receivable software automates and streamlines this process by helping businesses manage invoices, track outstanding payments, and send payment reminders. By reducing manual errors and improving accuracy, these tools can significantly enhance the financial operations of small businesses. With features like customizable invoicing, payment tracking, and reporting, accounts receivable software is a must-have for businesses looking to optimize their payment collections. In this research, we’ll explore the top accounts receivable software for small businesses, focusing on their key features, pricing, and how they can improve your cash flow management.

  • 4 avg. rating from 831 reviews

Last Updated: October 01, 2025

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403 Software

Popular Picks in Accounts Receivable Software

Xero

Xero

   (4.5)

$29 Per month

FreshBooks

FreshBooks

   (4.2)

$2.10 Per month

BlackLine

BlackLine

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List of Top Accounts Receivable Software for Small Businesses

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Free Accounting Software & Online Invoicing

ZipBooks is a user-friendly accounting software to simplify financial tasks for small and medium-sized businesses. One standout feature is its easy invoicing, allowing you to create and send professional invoices effortlessly. The expense tracking helps you keep tabs on your spending, providing a clear overview of your financial transactions. ZipBooks' financial reporting tools offer valuable insi... Read more about ZipBooks

Free Trial

30 Days

Pricing Type

$15 Per month

Location

United States

All-In-One Accounting and Invoicing Software

BQE CORE Suite is a comprehensive business management solution designed primarily for professional services firms. It integrates a range of functionalities including time and expense tracking, project management, billing, and accounting. The platform's project management tools allow for detailed planning, tracking, and reporting, enabling efficient project execution and management. BQE CORE's time... Read more about BQE CORE

Free Trial

Available

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Location

Afghanistan

Quipu is an innovative billing and invoicing software designed to simplify the financial management process for businesses of all sizes. This comprehensive platform enables users to create and send professional invoices, track expenses, and manage payments with ease. With features such as customizable invoice templates, automated payment reminders, and multi-currency support, Quipu provides a seam... Read more about Quipu

Free Trial

Available

Pricing Type

$13 Per user

Location

Spain

Tradex is a billing and invoicing software designed to simplify the invoicing process for small to medium-sized businesses. It offers a suite of features that allow users to create, send, and track invoices with ease. Tradex’s intuitive interface makes it easy for businesses to set up recurring invoices, apply discounts, and manage payment terms. The software also includes advanced reporting too... Read more about Tradex

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NA

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Location

United Kingdom

Free Invoicing Software for Small Businesses

Invoice Ninja is a user-friendly invoicing and billing platform tailored for businesses of all sizes. With its simple interface, users can easily create professional invoices and estimates. The platform supports multiple payment gateways, allowing clients to settle invoices quickly and conveniently. Invoice Ninja's time-tracking feature allows accurate billing for hourly services. It also facilita... Read more about Invoice Ninja

Free Trial

15 Days

Pricing Type

$12 Per month

Location

United States

Intelligent Applications by Corcentric. Our Al technology boosts human capabilities

Corcentric is a leading global provider of best-in-class procurement and finance solutions. We offer a unique combination of technology and payment solutions complemented by robust advisory and managed services. Corcentric reduces stress and increases savings for procurement and finance business leaders by forming a strategic partnership to diagnose pain points and deliver tailor-made solutions f... Read more about Corcentric

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NA

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Location

United States

Blinksale is an intuitive billing and invoicing software tailored for freelancers and small businesses aiming to simplify their financial processes. With its user-friendly interface, Blinksale allows users to create professional invoices in just a few clicks, incorporating customizable templates and branding options to reflect their unique identity. Users can easily track payments, set up recurrin... Read more about Blinksale

Free Trial

Available

Pricing Type

$19 Per month

Location

United States

Qonto is a modern online banking software tailored to meet the needs of businesses, freelancers, and entrepreneurs. It offers an intuitive, userfriendly platform that streamlines financial management with a focus on simplicity and efficiency. Users can open business accounts, manage expenses, and make payments with ease. Qonto integrates with accounting software, automating financial data and enab... Read more about Qonto

Free Trial

Available

Pricing Type

$9 Per user

Location

France

C2FO is an innovative accounting software designed to help businesses manage their cash flow and optimize working capital effectively. The platform provides tools for invoicing, payment tracking, and financial analysis, ensuring that organizations can maintain healthy financial operations. C2FO allows users to connect with suppliers and customers, facilitating early payment discounts and improving... Read more about C2FO

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NA

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Location

United States

Accounting software perfect for small businesses

Reckon One is an innovative accounting software suitable for businesses of all sizes. It has a user-friendly interface that simplifies financial management tasks such as invoicing, expense tracking, and payroll. Reckon One is adaptable, allowing users to customize features according to their specific business requirements. Real-time updates ensure that users have current financial information at t... Read more about Reckon One

Free Trial

30 Days

Pricing Type

$6 Per month

Location

Australia

Accounts Receivable Automation Software

Esker transforms business processes with its innovative automation solutions. This versatile platform optimizes document processing from order to payment. Esker's user-friendly interface simplifies tasks like invoice processing and order management, enhancing overall operational efficiency. The system leverages intelligent technology to automate mundane tasks, reducing manual errors and saving tim... Read more about Esker

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NA

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Location

United States

The Business-to-Business Payment Network

Paystand is an outstanding digital payment platform revolutionizing the way businesses handle transactions. Paystand has an intuitive interface simplifies the payment process, allowing seamless transactions through various methods like credit cards and eChecks. The platform's automation features streamline accounts receivable, reducing manual efforts and saving time for finance teams. Paystand's f... Read more about Paystand

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NA

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Location

United States

ERP Sankhya is a specialized human resource software that focuses on optimizing HR processes within organizations. This platform provides comprehensive tools for recruitment, onboarding, performance management, payroll processing, and compliance, ensuring effective human resource management. Users can track employee records, manage benefits, and facilitate communication seamlessly through the syst... Read more about ERP Sankhya

Free Trial

NA

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Location

Brazil

Augmented Cash is a cutting-edge robotic process automation (RPA) software that automates repetitive tasks in finance, accounting, and business operations. This software helps organizations streamline their processes by using AI-powered bots to handle manual and time-consuming activities such as invoice processing, data entry, reconciliation, and reporting. Augmented Cash can integrate with existi... Read more about Augmented Cash

Free Trial

NA

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Location

France

Invoice2go is a user-friendly billing and invoicing software tailored for freelancers, small business owners, and service providers. The platform enables users to quickly create and send professional invoices, track payments, and manage expenses from a single dashboard. With customizable templates and the ability to add your company’s branding, Invoice2go makes invoicing simple and personalized.... Read more about Invoice2go

Free Trial

Available

Pricing Type

$5.99 Per month

Location

United States

GoSimple Software is an innovative accounting solution designed to simplify financial management for small businesses and freelancers. It offers essential features such as invoicing, expense tracking, and financial reporting, all within an easy-to-use interface. Users can create customized invoices and automate billing processes, reducing administrative time and enhancing cash flow. GoSimple also ... Read more about GoSimple Software

Free Trial

Available

Pricing Type

$72 Per feautre

Location

United Kingdom

Stax Bill is a powerful payment processing software designed to simplify billing and transaction management for businesses. It provides tools for managing subscriptions, invoicing, and payment tracking, ensuring smooth financial operations. With features like automated billing, multi-currency support, and customizable reporting, users can enhance cash flow and improve financial oversight. The soft... Read more about Stax Bill

Free Trial

Available

Pricing Type

$199 Per feautre

Location

United States

Sidetrade Network is a powerful debt collection software designed to optimize the recovery of outstanding payments for businesses. It leverages advanced algorithms and automation to manage and prioritize debt collection efforts, ensuring efficient and effective interactions with debtors. Sidetrade Network offers features such as automated reminders, payment plans, and compliance management, helpin... Read more about Sidetrade Network

Free Trial

Available

Pricing Type

$50 Per user

Location

France

WinTeam is a robust human resource software tailored to meet the unique needs of the service industry. Designed for workforce management, it provides comprehensive tools for tracking employee hours, managing payroll, and facilitating communication among team members. With its intuitive interface, HR managers can easily schedule shifts, monitor attendance, and generate detailed reports on workforce... Read more about WinTeam

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NA

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Location

United States

Handle is a comprehensive construction management software designed to streamline project workflows and enhance collaboration in the construction industry. The platform offers a suite of tools for project planning, scheduling, budgeting, and document management, ensuring that construction teams can work efficiently from start to finish. With features like real-time progress tracking, resource mana... Read more about Handle

Free Trial

Available

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Location

United States

Next-gen innovation platform to Unlock Ideas

Acuvate Wave is a SharePoint-based idea management software designed to streamline innovation and collaboration within organizations. Its integration with SharePoint makes it uniquely suited for businesses already utilizing Microsoft's ecosystem, ensuring a smooth and familiar user experience. The software enables employees to easily submit, track, and develop ideas, fostering a culture of innovat... Read more about Acuvate Wave

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NA

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Location

United States

Agicap is a cutting-edge financial management software designed to help businesses efficiently manage cash flow, track expenses, and optimize financial planning. The platform allows users to visualize cash flow in real time, making it easier to forecast income and expenditures, track account balances, and manage budgets. Agicap’s intuitive interface allows businesses to set up financial goals, a... Read more about Agicap

Free Trial

Available

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Location

France

Unified Project & Work Management for Teams

Avaza is a versatile business management platform that integrates project management, time tracking, and invoicing in one user-friendly interface. It simplifies collaboration and boosts productivity for teams of all sizes. Avaza's project management tools enable efficient task tracking and resource allocation, ensuring projects stay on schedule. The time tracking feature provides accurate insights... Read more about Avaza

Free Trial

Available

Pricing Type

$11.95 Per month

Location

United States

Standard ERP is a versatile project management software solution designed to help organizations plan, execute, and monitor projects effectively. This comprehensive platform offers a suite of tools that enable teams to collaborate seamlessly, manage resources, and track project progress in real time. With features like Gantt charts, task management, and time tracking, Standard ERP allows project ma... Read more about Standard ERP

Free Trial

Available

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Location

United Kingdom

OpusCapita is an intelligent billing and invoicing software designed to simplify financial operations for businesses of all sizes. The platform streamlines the invoicing process, offering customizable templates for creating professional, accurate invoices that align with company branding. OpusCapita supports multicurrency and multilanguage capabilities, making it suitable for businesses operating ... Read more about OpusCapita

Free Trial

NA

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Location

Germany

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