Best Accounts Receivable Software for Small Businesses (Free & Paid)

Efficient accounts receivable management is essential for small businesses to maintain a healthy cash flow and ensure timely payments from customers. Accounts receivable software automates and streamlines this process by helping businesses manage invoices, track outstanding payments, and send payment reminders. By reducing manual errors and improving accuracy, these tools can significantly enhance the financial operations of small businesses. With features like customizable invoicing, payment tracking, and reporting, accounts receivable software is a must-have for businesses looking to optimize their payment collections. In this research, we’ll explore the top accounts receivable software for small businesses, focusing on their key features, pricing, and how they can improve your cash flow management.

  • 4 avg. rating from 831 reviews

Last Updated: October 01, 2025

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403 Software

Popular Picks in Accounts Receivable Software

Xero

Xero

   (4.5)

$29 Per month

FreshBooks

FreshBooks

   (4.2)

$2.10 Per month

BlackLine

BlackLine

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List of Top Accounts Receivable Software for Small Businesses

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Swipez is a feature-rich billing and invoicing software designed to simplify financial management for businesses of all sizes. With its intuitive interface, users can create and send professional invoices in just a few clicks, ensuring timely payments and improved cash flow. Swipez supports multiple payment gateways, enabling customers to pay through their preferred methods, which enhances custome... Read more about Swipez

Free Trial

Available

Pricing Type

$85 Per user

Location

India

Qvalia is a robust billing and invoicing software designed to simplify financial processes for businesses of all sizes. The platform provides comprehensive tools for generating invoices, managing payments, and tracking financial transactions, ensuring a seamless billing experience. With features like customizable invoice templates, automated reminders, and multi-currency support, Qvalia enables bu... Read more about Qvalia

Free Trial

Available

Pricing Type

$199 Per year

Location

Sweden

DataServ SaaS AR Automation is a Billing and Invoicing Software that helps businesses automate accounts receivable processes. The platform includes tools for generating invoices, sending payment reminders, and tracking outstanding balances. DataServ SaaS AR Automation integrates with accounting systems to streamline the invoicing cycle and ensure accurate financial records. The software’s report... Read more about DataServ SaaS AR Automation

Free Trial

NA

Pricing Type

$0.01 Per feautre

Location

United States

Intelligent Payment Portal is a sophisticated accounts receivable software that streamlines payment processing and enhances financial efficiency for businesses of all sizes. This platform simplifies the invoicing process by automating billing, payment reminders, and transaction tracking. Businesses can easily send invoices to customers, track their payment status in real-time, and offer multiple p... Read more about Intelligent Payment Portal

Free Trial

NA

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Location

United States

Cloud accounting software built for multi-entity companies

Gravity Software is an intuitive cloud-based accounting solution that simplifies business financial management. With its easy-to-use interface, Gravity Software makes processes like invoicing, expense tracking, and financial reporting straightforward. The platform offers seamless integration with other business applications, enhancing overall efficiency. Gravity Software's customizable features al... Read more about Gravity Software

Free Trial

NA

Pricing Type

$375 Per month

Location

United States

Averiware is a comprehensive accounting software designed to meet the diverse financial management needs of businesses. This platform provides tools for invoicing, expense tracking, and comprehensive financial reporting, allowing users to maintain a clear overview of their financial health. With its user-friendly interface, Averiware simplifies the accounting process, enabling users to create prof... Read more about Averiware

Free Trial

NA

Pricing Type

$395 Per month

Location

United States

Ordway Platform is a comprehensive billing and invoicing software designed to streamline financial transactions for businesses of all sizes. It offers a robust platform for creating, sending, and managing invoices with ease and accuracy, ensuring timely payments and efficient financial operations. Ordway Platform features customizable invoice templates, automated billing workflows, and multiple pa... Read more about Ordway Platform

Free Trial

NA

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Location

United States

Chargezoom is a cutting-edge billing and invoicing software that streamlines financial operations for businesses of all sizes. Designed to simplify the billing process, Chargezoom allows users to create, send, and manage invoices quickly and efficiently. Its user-friendly interface features customizable templates that enable businesses to maintain brand consistency in their invoicing. The software... Read more about Chargezoom

Free Trial

NA

Pricing Type

$9 Per month

Location

United States

Aston iTF is a debt collection software designed to help businesses manage their accounts receivable and streamline the debt recovery process. The platform offers a range of features to automate collection tasks, including automated reminders, payment scheduling, and reporting tools. Aston iTF allows businesses to track overdue accounts, generate collection reports, and monitor payment status in r... Read more about Aston iTF

Free Trial

Available

Pricing Type

$95 Per month

Location

France

Dadepay is an accounts receivable software that simplifies the invoicing and collections process for businesses, helping them manage outstanding payments and improve cash flow. The platform provides a comprehensive suite of tools for creating and sending invoices, tracking payments, and following up on overdue accounts. Dadepay allows businesses to automate invoicing, generate payment reminders, a... Read more about Dadepay

Free Trial

NA

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Location

United States

Nitrobox is an advanced billing and invoicing software tailored for businesses with complex pricing and subscription models. Designed to automate the entire billing process, Nitrobox supports flexible billing cycles, recurring invoices, and multiple payment methods. The software integrates seamlessly with ERP and CRM systems, ensuring accurate data synchronization across platforms. Nitrobox’s ro... Read more about Nitrobox

Free Trial

Available

Pricing Type

$30000 Per year

Location

Germany

Receiv is an accounts receivable software that helps businesses streamline invoicing, manage collections, and improve cash flow. The platform provides tools for generating invoices, tracking payment statuses, and setting up automated reminders, making it easy to manage receivables. Receiv’s analytics offer insights into outstanding balances, payment trends, and receivables aging, supporting data... Read more about Receiv

Free Trial

NA

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Location

Brazil

Skyclerk is an intuitive accounting software designed to help small and medium-sized businesses manage their financial operations with ease. This platform provides comprehensive tools for bookkeeping, invoicing, expense tracking, and financial reporting, ensuring that organizations can maintain accurate financial records. With Skyclerk, users can easily create and send professional invoices, track... Read more about Skyclerk

Free Trial

Available

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Location

United States

Dataflow Clarity is an advanced financial management software designed to help organizations streamline their financial operations and gain deeper insights into their financial performance. This platform provides users with tools to manage budgeting, forecasting, reporting, and compliance efficiently. With Dataflow Clarity, finance teams can automate routine tasks such as expense tracking and fina... Read more about Dataflow Clarity

Free Trial

NA

Pricing Type

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Location

United Kingdom

Zum is a versatile payment processing software that provides a fast, secure, and reliable solution for businesses looking to process payments online, in-store, and on mobile. With support for multiple payment methods, including credit/debit cards, e-wallets, and ACH transfers, Zum ensures that businesses can cater to various customer payment preferences. The software features an easy-to-integrate ... Read more about Zum

Free Trial

NA

Pricing Type

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Location

Canada

nimbox Cuentas por Cobrar is a comprehensive accounts receivable software that helps businesses efficiently manage their outstanding invoices and payments. This platform streamlines the entire invoicing process by automating tasks such as generating and sending invoices, tracking payment statuses, and sending reminders for overdue payments. nimbox also offers detailed reporting features, allowing ... Read more about nimbox Cuentas por Cobrar

Free Trial

Available

Pricing Type

$118 Per feautre

Location

Dominican Republic

Cash & Credit is a comprehensive debt collection software designed to assist agencies and businesses in managing overdue accounts, communicating with debtors, and recovering outstanding payments efficiently. This platform provides tools for automating collection workflows, sending payment reminders, and tracking payment status, making debt recovery processes more streamlined. Cash & Credit’s con... Read more about Cash & Credit

Free Trial

NA

Pricing Type

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Location

France

Streamline your finance process with Peakflo's AP & AR automation software

Peakflo is a smart accounting automation tool designed and developed to simplify your financial tasks. With its user-friendly interface, streamlining invoicing, expense tracking, and financial reporting is easier than ever. Peakflo also allows you to automate accounts receivables and payables so you can save time and reduce errors. Its intuitive design makes it easy for non-accountants to manage f... Read more about Peakflo

Free Trial

30 Days

Pricing Type

$1365 Per month

Location

Singapore

ero57 is a specialized debt collection software tailored for businesses looking to optimize their recovery processes. This platform provides an array of features designed to enhance efficiency in managing accounts receivable and engaging with debtors. Users can easily track overdue payments, set up automated reminders, and customize communications based on individual debtor profiles. The software�... Read more about ero57

Free Trial

Available

Pricing Type

$200 Per month

Location

United Kingdom

CollBox is an innovative accounting software designed to simplify financial management for businesses and freelancers. This user-friendly platform offers features such as invoicing, expense tracking, and financial reporting, allowing users to manage their finances efficiently. With CollBox, businesses can easily create and send professional invoices, track payments, and monitor outstanding balance... Read more about CollBox

Free Trial

NA

Pricing Type

$250 Per month

Location

United States

FACT ERP.NG is a human resource software solution designed to streamline HR functions and enhance workforce management. This platform offers tools for managing employee records, payroll, attendance, and performance, simplifying administrative tasks for HR teams. FACT ERP.NG’s automation capabilities allow for efficient processing of payroll, leave applications, and benefits administration, savin... Read more about FACT ERP.NG

Free Trial

NA

Pricing Type

$10000 Per user

Location

Singapore

Cheqbook Accounting is a user-friendly accounting software designed to simplify financial management for small to medium-sized businesses. It offers a comprehensive platform for managing bookkeeping, invoicing, expense tracking, and financial reporting with precision and ease. Cheqbook Accounting features intuitive dashboards, automated bank reconciliation, and customizable invoice templates, ensu... Read more about Cheqbook Accounting

Free Trial

Available

Pricing Type

$9.87 Per feautre

Location

United States

Carol is an accounts receivable software solution designed to simplify and automate the invoicing and payment collection process for businesses of all sizes. By streamlining accounts receivable workflows, Carol helps businesses improve cash flow, reduce late payments, and enhance customer relationships. The platform enables businesses to create and send professional invoices, track outstanding pay... Read more about Carol

Free Trial

Available

Pricing Type

$49 Per month

Location

United States

Dr. ERP is an all-in-one enterprise resource planning (ERP) software solution designed for healthcare organizations to streamline their operations and improve resource management. Tailored specifically for the healthcare industry, Dr. ERP integrates various functions such as patient management, inventory control, finance, HR, and supply chain management into a unified platform. The software helps ... Read more about Dr. ERP

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

JustPaid is a streamlined billing and invoicing software designed to simplify the payment process for businesses of all sizes. Whether you’re a freelancer, small business owner, or large enterprise, JustPaid provides a user-friendly platform to create, send, and track professional invoices. The software offers customizable invoice templates that can be branded with your logo, making it easy to s... Read more about JustPaid

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

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