Best Spend Management Software for Small Businesses (Free & Paid)

Running a small business comes with unique challenges, including tight budgets and limited resources. That’s why choosing the right spend management software can significantly improve your workflow and help you compete more effectively. Here, we feature the top spend management software solutions designed for small businesses—offering affordable pricing, user-friendly interfaces, and scalable features that grow alongside your company.
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Last Updated: October 01, 2025

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List of Top Best Spend Management Software for Small Businesses

Pricing Options

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One-Time Payment

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Self Employed

Small Business

Medium Business

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The Ultimate Platform for Finance Operations and Finance Teams

Ramp is a top-level tool that allows businesses or companies to optimize their financial processes. The solution offers various solutions like Corporate Cards, Procurement, Vendor Management, a Mobile App, and Expense Management. Ramp provides an all-in-one intuitive platform where teams can prevent overspending with spend control and visibility. Plus, the tool can easily integrate with other apps... Read more about Ramp

Free Trial

30 Days

Pricing Type

$15 Per month

Location

United States

Finance Automation that puts you in charge

Tipalti is an all-in-one solution for efficient financial operations. With its user-friendly interface, managing payments becomes a breeze. The automated invoicing feature saves time and ensures timely payments, reducing manual effort. Tipalti's real-time dashboard provides instant insights into your payables, keeping you in the financial loop. Customizable reports cater to your specific needs, gi... Read more about Tipalti

Free Trial

NA

Pricing Type

$99 Per month

Location

United States

The AI-powered spend platform for startups to enterprises

Brex is an innovative financial software primarily designed for startups and growing businesses. It stands out with its unique offering of corporate credit cards with no personal guarantee required, tailored specifically for new businesses. Brex simplifies expense management through easy integration with existing accounting software, automating the reconciliation process. Its real-time expense tra... Read more about Brex

Free Trial

NA

Pricing Type

Free

Location

United States

Corpay is a versatile Payment Processing Software designed to help businesses manage transactions and payments securely and efficiently. The platform offers tools for processing payments, managing invoices, and tracking expenses, ensuring that businesses can handle their financial operations with ease. Corpay features secure payment gateways, automated invoicing, and reconciliation tools, reducing... Read more about Corpay

Free Trial

NA

Pricing Type

$0.01 Per feautre

Location

United States

Unlock the shared value in your procurement ecosystem

JAGGAER is a comprehensive quality management software designed to help businesses optimize their quality assurance processes, ensuring the highest standards of performance, compliance, and customer satisfaction. The software provides end-to-end solutions for managing the entire quality lifecycle, including supplier quality management, audit management, and non-conformance tracking. JAGGAER integr... Read more about JAGGAER

Free Trial

NA

Pricing Type

$1 Per year

Location

United States

Rippling is a comprehensive platform that simplifies HR and IT operations. It seamlessly integrates onboarding, payroll, and IT management. With Rippling, employee data is centralized, reducing administrative hassles. The intuitive interface allows easy customization of workflows. Its payroll feature automates tax filings and compliance. Rippling's IT management streamlines device setup, access co... Read more about Rippling

Free Trial

30 Days

Pricing Type

Contact Vendor

Location

United States

Modern corporate travel management for the fast-changing travel landscape

Egencia, a comprehensive business travel management software, is tailored to streamline corporate travel experiences. It provides a one-stop solution for booking flights, hotels, and car rentals, integrating a vast range of travel options. Egencia's standout feature is its user-friendly interface, which simplifies the booking process and policy compliance for both travelers and administrators. The... Read more about Egencia

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

AP Automaton solutions and Automated Payment System

Corpay One is a state-of-the-art expense management and bill pay tool created to simplify financial processes for businesses. With an intuitive interface, Corpay One allows users to manage and pay bills easily, streamlining the entire accounts payable workflow. The platform automates invoice processing, reducing manual tasks and improving accuracy. Corpay One also provides real-time insights into ... Read more about Corpay One

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Best Expense Report Software

Emburse Tallie is a dynamic expense management software designed to cater to the needs of small to medium-sized businesses. It streamlines the expense reporting process with its advanced receipt scanning technology, which automatically captures and categorizes expense data, significantly reducing manual entry. Emburse Tallie's standout feature is its real-time expense report creation, allowing use... Read more about Emburse Tallie

Free Trial

NA

Pricing Type

$90 Per month

Location

United States

Emburse Captio revolutionizes expense management by providing an intuitive and efficient platform for tracking, submitting, and approving expense reports. Designed for businesses of all sizes, Captio simplifies the entire expense lifecycle with features like receipt scanning, automatic categorization, and real-time reporting. Users can easily capture expenses on-the-go using mobile devices, ensuri... Read more about Emburse Captio

Free Trial

NA

Pricing Type

$84 Per user

Location

United States

Company cards & spend management software

Spendesk is a one-of-a-kind expense management solution tailored to simplify company spending. It provides businesses with a centralized solution to control expenses, streamline approvals, and facilitate efficient spending. With Spendesk, employees can easily submit and track expenses while managers gain real-time visibility into company spending. The platform supports customizable approval workfl... Read more about Spendesk

Free Trial

Available

Pricing Type

Contact Vendor

Location

France

Take control of your business spending in real-time

Pleo is a revolutionary expense management software that offers a modern solution for businesses to handle their spending effortlessly. Its key feature is the provision of smart company cards, which empower employees to make purchases while giving companies complete control and visibility over expenses. With Pleo, receipt tracking is automated; employees simply snap a photo of the receipt, and the... Read more about Pleo

Free Trial

NA

Pricing Type

Free

Location

Denmark

Emburse Cards revolutionizes expense management by offering a simple, streamlined solution for tracking and reporting expenses. This software provides users with virtual and physical cards, allowing teams to make purchases while adhering to company spending policies. Through its user-friendly platform, managers can set spending limits, monitor real-time transactions, and categorize expenses for ac... Read more about Emburse Cards

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Emburse Certify AP is a powerful Purchasing Software designed to streamline accounts payable processes and enhance financial management for businesses. The platform automates invoice processing, enabling users to capture, approve, and manage expenses with ease. Its intuitive interface allows for real-time tracking of spending, helping organizations maintain budgetary control. Emburse Certify AP in... Read more about Emburse Certify AP

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Acuity ELM is a legal billing software solution that simplifies the billing and invoicing process for law firms and corporate legal departments. Designed to meet the specific needs of the legal industry, Acuity ELM provides users with an intuitive platform for time tracking, expense management, and billing. Lawyers can record billable hours in real-time, generate accurate invoices, and ensure that... Read more about Acuity ELM

Free Trial

NA

Pricing Type

$1 Per user

Location

United States

Mitratech Managed Bill Review is a comprehensive spend management software designed for legal departments to streamline invoice review, control costs, and maintain compliance. This software provides an automated platform where legal teams can review, validate, and manage legal bills, ensuring that spending aligns with company policies and budget constraints. Mitratech’s tools enable users to fla... Read more about Mitratech Managed Bill Review

Free Trial

Available

Pricing Type

$7500 Per year

Location

United States

TrulySmall Expenses is a spend management software tailored for small businesses, helping them manage daily expenses with ease and transparency. This platform offers intuitive tools for tracking and categorizing expenditures, allowing businesses to maintain accurate financial records without extensive manual work. TrulySmall Expenses integrates with popular accounting software, making it simple to... Read more about TrulySmall Expenses

Free Trial

NA

Pricing Type

Contact Vendor

Location

Canada

Chrome River Pay is an advanced payment processing software designed to help businesses manage their financial transactions efficiently and securely. The software supports multiple payment methods, including credit cards, ACH, and wire transfers, allowing businesses to process payments from a variety of sources. Chrome River Pay offers real-time transaction tracking, ensuring that businesses can m... Read more about Chrome River Pay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Chrome River Analytics is a powerful business intelligence software designed to help organizations gain actionable insights from their financial data. The platform provides advanced reporting and analytics tools, enabling users to track expenses, monitor spending patterns, and analyze financial trends. Chrome River Analytics integrates seamlessly with existing financial management systems, allowin... Read more about Chrome River Analytics

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Emburse Certify is a spend management software designed to simplify the expense reporting and approval process for organizations. The platform offers a user-friendly interface that enables employees to easily capture and submit expense reports, which are then reviewed and approved by managers. Emburse Certify integrates with credit card feeds, accounting systems, and travel booking tools to automa... Read more about Emburse Certify

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Emburse Chrome River is a spend management software designed to help businesses control and optimize their spending by automating the expense reporting and approval process. The platform allows employees to easily capture and submit expenses, including receipts and invoices, directly from their mobile devices. Emburse Chrome River integrates with corporate credit card feeds, travel management tool... Read more about Emburse Chrome River

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Resource Management, Planning & Scheduling Software

Float is a next-gen resource management platform offering a straightforward solution for teams managing workloads. Its intuitive interface allows easy planning and tracking of tasks, making it ideal for project managers and team leaders. With a visual timeline, users can allocate resources efficiently and monitor project progress at a glance. Float's drag-and-drop simplicity enhances user experien... Read more about Float

Free Trial

14 Days

Pricing Type

$7 Per month

Location

Poland

Caxton is a robust payment processing software designed to simplify transactions for businesses of all sizes. Offering a secure, seamless payment gateway, Caxton supports multiple payment methods, including credit cards, digital wallets, and bank transfers, enabling flexibility for customers. The software’s intuitive dashboard provides real-time transaction tracking, allowing businesses to monit... Read more about Caxton

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Accounts Payable Automation Software

AvidXchange is a leading cloud-based account payable automation platform. It simplifies invoice and payment processes, helping businesses save time and reduce errors. With user-friendly features, it streamlines approvals and provides a centralized platform for managing vendor payments. AvidXchange integrates seamlessly with various accounting systems, enhancing overall efficiency. The platform's a... Read more about AvidXchange

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Purchasing and AP Automation Software

Procurify is a user-friendly procurement software developed to simplify purchasing operations for businesses. It offers a centralized platform, allowing organizations to manage and streamline their procurement activities efficiently. With Procurify, users can easily create purchase orders, track spending, and manage supplier relationships. The platform provides real-time visibility into procuremen... Read more about Procurify

Free Trial

Available

Pricing Type

$1000 Per month

Location

France

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