Best Insurance Rating Software for Small Businesses (Free & Paid)

Running a small business comes with unique challenges, including tight budgets and limited resources. That’s why choosing the right insurance rating software can significantly improve your workflow and help you compete more effectively. Here, we feature the top insurance rating software solutions designed for small businesses—offering affordable pricing, user-friendly interfaces, and scalable features that grow alongside your company.

Last Updated: October 01, 2025

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93 Software

Popular Picks in Insurance Rating Software

Applied Epic

Applied Epic

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BindHQ

BindHQ

$3,622 Per month

Compulife Quote Software

Compulife Quote Software

$104 Per year

EZLynx

EZLynx

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List of Top Best Insurance Rating Software for Small Businesses

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Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

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Self Employed

Small Business

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QuoteBreeze is a sophisticated insurance rating software designed to simplify the process of quoting and underwriting for insurance agents and brokers. The software provides an easy-to-use interface that allows agents to quickly generate accurate insurance quotes across multiple policy types, including auto, home, and life insurance. QuoteBreeze integrates with leading insurance carriers to provid... Read more about QuoteBreeze

Free Trial

Available

Pricing Type

$19.95 Per month

Location

United States

ClaimDeck is a claims processing software that simplifies and automates the handling of insurance claims, improving efficiency and accuracy. The platform provides tools for claim intake, assessment, and resolution, ensuring that claims are processed quickly and in compliance with industry standards. ClaimDeck’s automated workflows reduce manual data entry and streamline the claims lifecycle, fro... Read more about ClaimDeck

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

EZ-RATER is a user-friendly insurance rating software that simplifies generating accurate premium quotes for insurance agents and brokers. By allowing users to enter essential data quickly, it provides instant rates across multiple carriers, reducing time spent on manual calculations and paperwork. The software’s intuitive interface streamlines the quoting process, enabling agents to focus on cu... Read more about EZ-RATER

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

InsuredHQ is a comprehensive insurance agency software designed to help insurance brokers and agencies manage policies, customer relationships, and claims efficiently. The platform provides tools for tracking client policies, managing renewals, and processing claims, ensuring that insurance agencies can operate smoothly and maintain strong client relationships. InsuredHQ’s CRM features allow bro... Read more about InsuredHQ

Free Trial

Available

Pricing Type

$47 Per user

Location

New Zealand

AVA RMS is a robust quality management software designed to help organizations maintain high standards of quality across all aspects of their operations. With features tailored to industries such as manufacturing, healthcare, and service sectors, AVA RMS offers tools for tracking quality metrics, identifying issues, and implementing corrective actions. The software includes modules for document co... Read more about AVA RMS

Free Trial

NA

Pricing Type

Contact Vendor

Location

Colombia

Premium Finance Manager is a specialized insurance rating software designed to streamline the management of premium finance transactions for insurance agencies. This platform provides tools for calculating financing options, tracking payments, and managing client accounts, ensuring that agencies can operate efficiently and meet client needs. With features like automated payment reminders, customiz... Read more about Premium Finance Manager

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Mutual Expert is a claims processing software designed to simplify and automate the management of insurance claims. The platform offers tools for tracking claim submissions, assessing damages, and managing payouts. Mutual Expert integrates with existing insurance systems, providing seamless data sharing and real-time updates on claim statuses. Its advanced reporting and analytics features enable i... Read more about Mutual Expert

Free Trial

NA

Pricing Type

$20000 Per user

Location

United States

Macaw is a specialized insurance agency software designed to streamline operations for insurance brokers and agents. The platform provides tools for managing client information, tracking policies, and processing claims, enhancing the efficiency of insurance operations. With its userfriendly interface, agents can easily access client records, generate quotes, and manage renewals, ensuring that clie... Read more about Macaw

Free Trial

NA

Pricing Type

$500 Per user

Location

India

Insurforce is a comprehensive insurance rating software solution designed to automate the process of quoting and rating insurance policies. It provides insurance companies with a platform to calculate premiums, assess risks, and generate accurate quotes based on a variety of factors such as policyholder information, coverage options, and underwriting criteria. Insurforce supports various types of ... Read more about Insurforce

Free Trial

NA

Pricing Type

$1000 Per feautre

Location

United Kingdom

WinCCiRater is an advanced insurance rating software designed to simplify the process of calculating insurance premiums. It helps insurance companies generate accurate quotes by taking into account various factors such as risk assessments, customer information, and regulatory requirements. With customizable rating algorithms, WinCCiRater ensures that insurers can tailor their premium calculations ... Read more about WinCCiRater

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

raterSpot is an insurance rating software designed to help insurance companies and brokers calculate accurate premium rates for various insurance products. The platform offers advanced tools for managing rating algorithms, analyzing risk factors, and generating quotes, ensuring that insurers can offer competitive pricing while maintaining profitability. raterSpot’s real-time calculations and fle... Read more about raterSpot

Free Trial

NA

Pricing Type

$99 Per user

Location

United States

ParaCode is an insurance policy software solution designed to help insurance companies manage the lifecycle of policies, claims, and underwriting processes more efficiently. This software enables insurance agents and companies to create, modify, and renew policies digitally, reducing paperwork and improving workflow efficiency. ParaCode integrates with other insurance management systems, ensuring ... Read more about ParaCode

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

QuoteClick is a comprehensive insurance rating software solution designed to streamline the quoting process and enhance efficiency for insurance agents and brokers. This powerful platform provides essential tools for generating accurate quotes, managing client information, and optimizing sales workflows seamlessly. With its user-friendly interface, agents can easily input client data, compare insu... Read more about QuoteClick

Free Trial

NA

Pricing Type

$19 Per feautre

Location

United States

s.360 is an advanced insurance rating software designed to support insurance providers in calculating accurate and fair policy rates. The platform uses sophisticated algorithms to evaluate risk factors, analyze historical data, and generate customized insurance quotes. s.360’s flexibility allows insurers to set rating parameters, adjust pricing based on individual risk profiles, and stay competi... Read more about s.360

Free Trial

Available

Pricing Type

$150000 Per year

Location

United States

E!Z Work Comp Rater is a specialized insurance rating software designed to simplify the complexities of workers' compensation insurance calculations. Tailored for insurance agents and brokers, this powerful tool enables users to quickly generate accurate quotes based on specific state regulations and individual client needs. With an intuitive interface, users can easily input data and receive inst... Read more about E!Z Work Comp Rater

Free Trial

NA

Pricing Type

$400 Per user

Location

United States

ApplyOn Rater is an insurance rating software that automates the process of generating insurance quotes based on customer information and policy details. It supports various types of insurance, including auto, home, and life insurance, and offers real-time rate calculations from multiple carriers. ApplyOn Rater ensures accuracy and speed, allowing insurance agents to quickly provide customers with... Read more about ApplyOn Rater

Free Trial

NA

Pricing Type

Contact Vendor

Location

Ireland

Ace Fleet Insurance Rating is a specialized insurance rating software designed to help insurance providers calculate accurate premiums for fleet insurance policies. The platform offers tools for assessing risk factors, analyzing vehicle data, and calculating insurance rates based on real-time information. Ace Fleet Insurance Rating supports complex rating algorithms, ensuring that insurers can cre... Read more about Ace Fleet Insurance Rating

Free Trial

Available

Pricing Type

$1000 Per user

Location

Canada

Cooper Rose Digital Full Suite is a comprehensive Insurance Agency Software designed to streamline and enhance the operations of insurance agencies and brokers. The platform offers a wide range of tools for client management, policy administration, claims processing, and sales tracking, ensuring efficient and organized agency operations. Features include a user-friendly client portal, automated po... Read more about Cooper Rose Digital Full Suite

Free Trial

NA

Pricing Type

$2500 Per month

Location

United Kingdom

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