Top Qonto Alternatives & Competitors

Finding the right software for your business can be challenging, and while Qonto is a popular choice, it may not be the perfect fit for everyone. If you're exploring Qonto alternatives, you're in the right place. We’ve compiled a list of the top competitors that offer similar features, pricing, and benefits. Compare the best alternatives to Qonto and discover the ideal solution tailored to your needs.

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Last Updated: October 07, 2025

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All Competitors and Alternatives to Qonto

EBANQ is a comprehensive banking software designed for simplicity and efficiency in managing financial operations. It caters to various banking needs with features like account management, transfers, and payment processing. The user-friendly interface ensures easy navigation, allowing customers to access their accounts seamlessly. EBANQ supports multi-currency transactions, enabling global banking... Read more about EBANQ

Free Trial

NA

Pricing Type

Contact Vendor

Location

Spain

Finova Savings is a mobile banking software that provides users with a seamless and secure platform to manage their finances on-the-go. Designed with ease of use in mind, Finova Savings allows individuals to perform a variety of banking tasks directly from their smartphones, including checking balances, transferring funds, paying bills, and setting up automatic savings plans. The app also includes... Read more about finova Savings

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Finova Servicing is a powerful loan servicing software solution designed for financial institutions, lenders, and loan servicers to streamline the management of loans throughout their lifecycle. This software automates the entire loan servicing process, from origination and payment processing to collections and reporting. With Finova Servicing, users can manage loan accounts, track payment history... Read more about finova Servicing

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

FRONTeO ebanking is a sophisticated banking systems software designed to provide financial institutions with a comprehensive platform for managing online banking services. This solution enables banks to offer a wide range of digital services to their customers, including account management, fund transfers, and transaction monitoring, all through a secure online portal. With its intuitive user inte... Read more about FRONTeO e-banking

Free Trial

NA

Pricing Type

$7500 Per user

Location

Belgium

Intergiro is a robust banking systems software designed to help financial institutions streamline their operations and offer a seamless banking experience to their clients. This platform provides a comprehensive suite of tools to manage core banking processes, including account management, transactions, loans, and payments. Intergiro supports multiple currencies and offers secure online banking fe... Read more about Intergiro

Free Trial

NA

Pricing Type

Contact Vendor

Location

Sweden

Macrobank is a comprehensive payment processing software designed to handle both online and offline transactions securely. It supports multiple payment methods, including credit cards, ACH transfers, and mobile payments, making it suitable for businesses of all sizes. With its built-in fraud detection and encryption features, Macrobank ensures secure transactions and compliance with payment regula... Read more about Macrobank

Free Trial

NA

Pricing Type

Contact Vendor

Location

Estonia

Metaprise is an innovative online banking software solution that offers a comprehensive suite of tools designed to enhance digital banking experiences for both businesses and consumers. The platform allows users to manage their finances with ease, from checking account balances to transferring funds and tracking expenses. Metaprise also provides powerful features such as multi-factor authenticatio... Read more about Metaprise

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

NEObank Software is an advanced application development platform specifically designed for creating and managing digital banking solutions. With a focus on providing seamless, secure, and user-friendly banking experiences, NEObank allows financial institutions to build and launch neobanking apps that cater to the modern needs of their customers. The software provides a comprehensive suite of tools... Read more about NEObank software

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Omnibanca is a mobile banking software designed to provide customers with a seamless and secure banking experience on their mobile devices. The platform includes features for account management, fund transfers, bill payments, and real-time transaction alerts, making banking convenient and accessible anytime, anywhere. Omnibanca’s user-friendly interface allows customers to easily navigate bankin... Read more about Omnibanca

Free Trial

Available

Pricing Type

$69999 Per feautre

Location

Panama

The safer way for your users to link financial accounts

Plaid is a cutting-edge financial technology software that acts as a bridge between applications and users' bank accounts, revolutionizing the way financial data is accessed and utilized. Its primary feature is the seamless and secure integration it offers, allowing apps to connect with users’ bank accounts for various purposes like personal finance management, lending, and payments. Plaid stand... Read more about Plaid

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Imago is a powerful Geographic Information System (GIS) software designed to help businesses and organizations manage, analyze, and visualize spatial data. With Imago, users can create detailed maps, perform geospatial analysis, and integrate location-based data into their decision-making processes. The software’s intuitive interface allows for easy data layering, where multiple datasets, such a... Read more about Airwallex

Free Trial

30 Days

Pricing Type

$29 Per month

Location

Australia

Bankingly is an innovative banking systems software designed to streamline and enhance the digital banking experience for both financial institutions and their customers. The platform offers a comprehensive suite of tools that facilitate online banking services, mobile banking, and payment processing. With its user-friendly interface, Bankingly allows banks to deliver personalized experiences, ena... Read more about Bankingly

Free Trial

NA

Pricing Type

Contact Vendor

Location

Uruguay

BankOne is an advanced online banking software that enables banks and financial institutions to offer a seamless digital banking experience to their customers. The platform supports core functionalities such as account management, fund transfers, bill payments, and loan applications, all accessible through a user-friendly interface. BankOne prioritizes security, incorporating multi-factor authenti... Read more about BankOne

Free Trial

NA

Pricing Type

Contact Vendor

Location

Nigeria

Chime is a mobile banking platform designed to offer users a simple, user-friendly experience for managing their finances directly from their mobile devices. As an alternative to traditional banking, Chime provides a range of banking services, including no-fee checking and savings accounts, automatic savings tools, and access to ATMs. Chime’s mobile app allows users to check their account balanc... Read more about Chime

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

FAQs About Qonto Alternatives

Some of the best alternatives to Qonto include Plaid, Airwallex, Bankingly, Intergiro, Macrobank, Chime, finova Savings, finova Servicing, FRONTeO e-banking, EBANQ, Omnibanca, Metaprise, BankOne and NEObank software. These alternatives offer similar features, better pricing, and more flexibility depending on your business needs.

There are various reasons why users look for alternatives to Qonto, such as pricing concerns, missing features, better integration options, or improved customer support. Exploring alternative solutions ensures that businesses find the best fit for their specific requirements.

Yes! Depending on the product, you may find:

  • Free Trial options like Airwallex and Omnibanca (test premium features before subscribing).

These no-cost or low-cost alternatives can be ideal for startups and small businesses with budget constraints, but often come with feature limitations or usage caps. Always check each option’s details to ensure it fits your specific needs.

Small businesses looking for an easy-to-use and cost-effective alternative to Qonto can consider Plaid, Airwallex, Bankingly, Intergiro, Macrobank, Chime, finova Savings, finova Servicing, FRONTeO e-banking, EBANQ, Omnibanca, Metaprise, BankOne and NEObank software. These software options offer affordable pricing, simple setup, and essential business features tailored for growing teams.

Enterprises seeking a robust alternative to Qonto can explore Plaid and EBANQ. These platforms offer scalability, advanced automation, top-tier security, and enterprise-grade customer support to meet large-scale business needs.

Some of the best cloud-based alternatives to Qonto include Plaid, Airwallex, Bankingly, Intergiro, Macrobank, Chime, finova Savings, finova Servicing, FRONTeO e-banking, EBANQ, Omnibanca, Metaprise, BankOne and NEObank software. These platforms offer seamless remote access, real-time collaboration, automatic updates, and enhanced security for smooth software management.

Yes, most Qonto alternatives provide mobile apps for iOS and Android. Options like Plaid, Airwallex, Bankingly, Chime and EBANQ offer full-featured mobile applications that allow users to manage tasks, track progress, and collaborate on the go.

In conclusion, while Qonto offers a robust suite of features tailored for businesses, exploring alternatives like EBANQ, Plaid, and Airwallex can provide unique advantages depending on specific needs. Solutions such as Macrobank and Bankingly excel in user experience, while Chime and Intergiro focus on seamless banking integration. For those seeking innovative e-banking options, platforms like FRONTeO and Omnibanca stand out. Ultimately, the choice among these alternatives should align with your business goals, ensuring you select the best financial technology to enhance your operations and customer experience.