Best AI-Powered Accounts Receivable Software

AI Accounts Receivable Software uses artificial intelligence to simplify and automate the collections process. These tools help businesses streamline invoicing, identify high-risk accounts, and send intelligent payment reminders based on customer behavior. From small businesses to large enterprises, AI-powered accounts receivable (AR) software boosts productivity by reducing manual errors, accelerating cash inflow, and predicting late payments. This category includes features like automated dunning, machine learning-based payment forecasts, and integration with accounting platforms. If you're looking for the best AI-powered AR solutions, these platforms are equipped to scale with your business. Whether you want better insights, fewer overdue invoices, or smart follow-ups, AI in accounts receivable helps you achieve it efficiently. Explore the top AI-powered accounts receivable software to transform your collections process.

Last Updated: October 01, 2025

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16 Software

Popular Picks in Accounts Receivable Software

Xero

Xero

   (4.5)

$29 Per month

FreshBooks

FreshBooks

   (4.2)

$2.10 Per month

BlackLine

BlackLine

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List of Top AI Accounts Receivable Software Solutions

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Accounts Receivable Management & Automation Platform

Gaviti is a comprehensive financial platform that simplifies receivables management. It helps businesses streamline invoicing and collections. With user-friendly features, Gaviti enables efficient tracking of outstanding payments and automates follow-ups. The platform offers customizable templates for professional invoices, enhancing a company's brand image. Through Gaviti, businesses gain insight... Read more about Gaviti

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Location

Israel

All-in-One AP, AR and Cash Flow Management

Centime is a modern platform changing how businesses handle their financial processes. This easy-to-use tool focuses on making expense management simple, ensuring things are accurate and smooth. Forget about the complexities of doing expenses manually—Centime takes over and does it all for you. Its straightforward interface is designed for everyone, making tracking expenses a breeze. Whether han... Read more about Centime

Free Trial

Available

Pricing Type

$149 Per month

Location

United States

Streamline your finance process with Peakflo's AP & AR automation software

Peakflo is a smart accounting automation tool designed and developed to simplify your financial tasks. With its user-friendly interface, streamlining invoicing, expense tracking, and financial reporting is easier than ever. Peakflo also allows you to automate accounts receivables and payables so you can save time and reduce errors. Its intuitive design makes it easy for non-accountants to manage f... Read more about Peakflo

Free Trial

30 Days

Pricing Type

$1365 Per month

Location

Singapore

AI Powered AR Software For Faster Collections

Automate Collections AR Process Automation to Simplify Collections and Reduce DSO​. Easy integration with Kapittx without changing the way you use your ERP. Automate daily collection efforts, deliver accurate forecast and drive your teams focus where it matters to collect faster . Payment Reminders Be Consistent, Persistent and Polite in your follow-ups. By customising reminder notification... Read more about Kapittx

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Location

United States

All-in-One Cash Management Solution

Payference is a revolutionary tool reshaping how businesses handle payroll with simplicity at its core. This user-friendly platform removes the complexity of paying employees, making the process smooth and stress-free. With Payference, you can easily calculate wages, manage deductions, and ensure accurate payroll every time. It's designed for small businesses and entrepreneurs, offering a straight... Read more about Payference

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United States

#1 AI-native ERP built by and for accountants

DualEntry is #1 AI-native ERP built by and for accountants. It’s designed to scale with high-performing teams from mid-market to IPO, handling up to 40 billion transactions per business per month. High-performing finance teams close the books faster by automating 90% of manual tasks with DualEntry, freeing up their time to focus on strategy. Read more about DualEntry

Free Trial

More than 30 days

Pricing Type

$Ask Per year

Location

United States

Know Who’ll Pay Late. Then Get Paid Early.

As a specialized accounts receivable solution, PayStorm leverages artificial intelligence to automate payment collection processes while maintaining professional customer relationships. The platform provides ML-powered risk assessment, automated payment reminders, cash flow analytics, and real-time monitoring of client payment behaviors, making it ideal for small to medium businesses seeking effi... Read more about PayStorm AI

Free Trial

7 Days

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Location

United States

Today, Square is the largest business technology platform serving all kinds of businesses. The Square operating system allows business owners to sell anywhere, work more efficiently, manage inventory, communicate with customers, book appointments, course meals, order online, and so much more. These tools unlock endless possibilities and countless opportunities for any operation from global chains... Read more about Square Invoices

Free Trial

NA

Pricing Type

$20 Per month

Location

United States

Bring your accounting, consolidation, procurement, projects, reporting, and analytics into one financial management system.

Workday Financial Management is a user-friendly software solution that helps businesses handle their finance-related operations smoothly. It covers everything from tracking expenses to managing budgets, all in one unified platform. With Workday Financial Management, you can easily keep tabs on your company's financial health and make better decisions. It simplifies tasks like invoicing, payroll, a... Read more about Workday Financial Management

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NA

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Location

United States

Sage Accounting is a powerful accounting software solution designed to simplify financial management for businesses of all sizes. With its userfriendly interface, Sage Accounting allows users to track income, expenses, and financial transactions with ease, providing a comprehensive overview of their financial health. The software offers features such as invoicing, expense tracking, and bank reconc... Read more about Sage Accounting

Free Trial

Available

Pricing Type

$10 Per month

Location

United Kingdom

Powerful HR and Payroll Software

Access PeopleXD is a comprehensive human resource software designed to streamline HR operations and enhance employee engagement. The platform offers features for recruitment, onboarding, performance management, and payroll, ensuring organizations can manage their workforce efficiently. With its user-friendly interface, Access PeopleXD allows HR professionals to automate administrative tasks, track... Read more about Access PeopleXD

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NA

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Location

United Kingdom

AI-powered AR software solutions

Billtrust is a top-class billing and payment platform tailored for businesses. Its intuitive interface simplifies invoicing, allowing for easy creation of professional and branded documents. The platform's customizable templates provide flexibility in designing invoices. Billtrust's automation features streamline accounts receivable processes, reducing manual efforts and enhancing efficiency. It e... Read more about Billtrust

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NA

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Location

United States

Accounts Receivable Automation Software

Esker transforms business processes with its innovative automation solutions. This versatile platform optimizes document processing from order to payment. Esker's user-friendly interface simplifies tasks like invoice processing and order management, enhancing overall operational efficiency. The system leverages intelligent technology to automate mundane tasks, reducing manual errors and saving tim... Read more about Esker

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NA

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Location

United States

Autonomous Finance for O2C, Treasury & R2R

HighRadius is a high-performing platform that transforms receivables and treasury processes for businesses. With its intuitive interface, HighRadius simplifies complex financial tasks, offering solutions for invoicing, collections, and cash applications. The platform's automation features optimize the order-to-cash cycle, reducing manual efforts and improving accuracy. HighRadius integrates seamle... Read more about HighRadius

Free Trial

NA

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Location

United States

Your software solution for automated receivables management

collect.AI is the order-to-cash platform that takes your accounts receivable management into the digital, AI-optimized future. Reduce your costs, optimize your cash flow and increase your customers' satisfaction. The conflicting goals of the three main business drivers in receivables management limits your efficiency: optimizing one target component sometimes has a negative impact on the other co... Read more about collect.AI

Free Trial

NA

Pricing Type

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Location

Germany

Auditoria SmartFlow Skills is an advanced accounts payable (AP) software designed to streamline and automate the entire AP process for businesses. This platform leverages AI-driven technology to help businesses manage their supplier invoices, payment approvals, and cash flow more efficiently. Auditoria SmartFlow Skills automatically captures and processes invoices, matching them to purchase orders... Read more about Auditoria SmartFlow Skills

Free Trial

Available

Pricing Type

$6000 Per year

Location

United States

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Frequently Asked Questions

AI accounts receivable software automates billing, payment reminders, and collections using machine learning and predictive analytics to improve cash flow and reduce overdue payments.

AI improves AR management by analyzing customer payment behavior, automating follow-ups, prioritizing high-risk accounts, and forecasting payment timelines more accurately.

Key features include automated invoicing, smart payment reminders, cash flow forecasting, customer risk scoring, and integration with ERP or accounting systems.

Yes, most AI-powered AR platforms offer integrations with popular accounting software like QuickBooks, Xero, NetSuite, and more.

AI tools use historical data, customer patterns, and behavioral analytics to identify the likelihood of late payments and notify teams in advance.

Absolutely. Many AI accounts receivable tools offer flexible pricing and essential features tailored to small and mid-sized businesses.

Businesses using AI in AR often see faster payments, fewer write-offs, improved efficiency, and a measurable impact on working capital.


These tools follow strict data security protocols including encryption, role-based access, and compliance with standards like GDPR or SOC 2.

Yes, AI automates payment reminders and escalation workflows, significantly reducing manual intervention in the AR process.

You can explore and compare top AI accounts receivable platforms right here on SoftwareWorld to discover the one that fits your business needs.